Meetings & Conventions: Short Cuts November 2000
Short Cuts:BETTER YET
Climbing Out of Debt
Today, it’s all too easy to spend money we
don’t have. In fact, consumer debt is rising at an alarming clip.
Joy Thormodsgard, COO and executive vice president of the Silver
Spring, Md.-based National Foundation for Credit Counseling, offers
these tips for getting a handle on spending.
FACE IT. Write down where you owe money, how
much and the monthly payments due. Is it too much to keep up with?
If so, contact your creditors and propose what you can reasonably
TALK IT OVER. Discuss the problem and solutions
with your partner and your kids.
ICE THE CARDS. Freeze credit cards in a bowl of
water; it will be hard to be impulsive.
THINK ABOUT IT. Remember, when you use credit,
you are using future income. Can you get by on what you have today
instead of borrowing from tomorrow?
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