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by Allen J. Sheinman | July 06, 2012

For those planners plagued by too big a budget and a lack of ways to spend it, we offer this list of possible destinations distilled from the new 2012 cost-of-living survey from human resources consulting firm Mercer. Numbers in parentheses represent 2011  ranking; average prices noted are in U.S. dollars; gas prices are for mid-range quality. Note: For the four most expensive cities, personal fuel -- a cup of joe -- costs more than vehicular fuel. Particularly in Moscow, running your coffee maker could wind up costing you more than using your car.

10. Nagoya, Japan (11)
Cup of coffee, $6.38; fast food hamburger meal, $8.32; gallon of gas, $6.81

9. Hong Kong (9)
Cup of coffee, $6.83; fast food hamburger meal, $3.54; gallon of gas, $8.50

8. N'Djamena, Chad (3)
Cup of coffee, $3.32; fast food hamburger meal, $25.18; gallon of gas, $4.65
Note: Prices here are high due to poor availability and general chaos.

6. (tied)  Singapore (8)

Cup of coffee, $5.18; fast food hamburger meal, $5.66; gallon of gas, $6.77

6. (tied) Zurich, Switzerland (7)
Cup of coffee, $6.02; fast food hamburger meal, $12.69; gallon of gas, $7.50

5. Geneva, Switzerland (5)

Cup of coffee, $6.57; fast food hamburger meal, $12.59; gallon of gas, $7.58

4. Moscow (4)
Cup of coffee, $8.37; fast food hamburger meal, $6.70; gallon of gas, $3.73

3. Osaka, Japan (6)
Cup of coffee, $7.02; fast food hamburger meal, $8.29; gallon of gas, $6.97

2. Luanda, Angola (1)
Cup of coffee, $3.90; fast food meal, $19.94; gallon of gas, $2.42
(Note: The meal price here is for a club sandwich and soda, in absence of typical fast food outlets.)

1. Tokyo (2)
Cup of coffee, $8.29; fast food hamburger meal, $8.29; gallon of gas, $7.46
(Note: Yes, for the price of a cup of coffee you can have a burger, fries and soda instead.)

Source: Mercer