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Financial & Insurance Market

The outlook for financial/insurance meetings

by Michael J. Shapiro
Illustration: ©iStockphoto.com/MIKEY_MANFebruary 1, 2010

Feb2010 Cover Story thumb2

Policy Matters

Aon's Gary Pearson 

TARP guidelines issued by the U.S. Department of the Treasury require fund recipients to develop and post a policy and approval process that covers expenditures such as meetings and events. That served as a wake-up call to corporate officers -- whether or not they were TARP recipients -- that meeting policies must be in place and enforceable.

"We had a policy that was kind of loosey-goosey, and people were doing meetings all over the place," says Gary Pearson, director of corporate meetings and events for the Chicago-based Aon Service Corp. Then, in August 2008 -- well before the media maelstrom occurred -- Aon rolled out the StarCite meetings management platform to its U.S. employees. Pearson credits the platform with providing the means to gain control of meetings spend and policy, and avoid the pitfalls that could have otherwise occurred during last year's turbulence.

Upon rolling out StarCite, Aon instituted the "10-10-10 Rule": Any meetings with 10 or more people, or 10 or more room nights or a budget of at least $10,000 must be registered with StarCite and go through the approval process.

"StarCite changed our culture internally," says Pearson. "All we did was basically tighten up our policy a tad, but now we had a vehicle to help us enforce it. And it made everyone look and make sure that we were doing the right thing, that it was the right meeting to hold."

Such strategic planning has particular resonance in the financial and insurance segments, according to Charlene Rabideau, CMM, senior vice president of strategic meetings management for BCD Meetings & Incentives in Chicago: "We look very carefully at the business purpose and whether there is any risk, and we provide that information to the executive meeting sponsors."

Interest in strategic meetings management programs is particularly strong in these segments, says Kari Kesler, president and chief strategist of Minneapolis-based KK Strategic Solutions. "A well-designed SMMP provides the infrastructure to manage current business and regulatory requirements -- and, more importantly, manage changing requirements in a timely fashion."

Waiting game Despite the glimmers of a rebound, financial and insurance types are slower to commit to meetings business, and that reluctance is expected to continue. "Our lead times were much shorter this year," says Aon's Pearson. "People were waiting to see if they really could do it, or if they should do it or if they could afford to do it -- and then, bing, they would enter a meeting request into our group booking platform, and we would have to work with the managers who needed to approve the meeting to make sure we could get this thing going. But we were fortunate in the fact that because of the financial situation, there was availability and decent rates."

Aon is far from alone in this trend. Pam Ferguson, Chicago-based director of global accounts, insurance, for Ritz-Carlton, is seeing a pickup in short-term bookings for 2010 -- with a lead time in the neighborhood of just 60 to 90 days. "It's meetings that typically would have been booked further out, but finally they're realizing they need to have those meetings," says Ferguson.

Isabel Mahon, Chicago-based director of global sales for Fairmont/Raffles/Swissôtels, sees a similar pattern. She's accustomed to clients booking events 18 to 36 months in advance. "But in the fourth quarter I definitely picked up some business for 2010 from some of those big customers who canceled in '09 and initially didn't book anything ahead, because they didn't know what was going to happen."

Mahon and Ferguson both say they're now booking more meetings for 2011. Meanwhile, the industry's hesitancy over booking for the coming year promises to be a challenge for hoteliers and planners alike. Hennessey and her colleagues at FICP had the sense at their annual conference that many companies, though intending to hold meetings in 2010, were waiting for 2009 to end before making plans. "Our hospitality partners are thinking there's going to be a real scramble -- a lot of short-term bookings in 2010. But once people start having meetings and a precedent has been set, people will come back into the water. Companies tend to follow the leader a little bit. When one insurance company starts doing a rewards program for its brokers, then others likely will follow."

Some companies are being persuaded by third-party planners they've hired to book 2010 events now, notes George Aguel, senior vice president for Walt Disney Parks & Resorts in Orlando. "The planners would like to lock in some of these value opportunities while they're still there," says Aguel. "It's just a matter of time; a lot of those values and promotions out there will be scaled back."

Pearson is doing what he can to change the mind-set of the meeting owners at Aon. "What I'm worried about," he admits, "is the short lead time is going to come back to bite us." A similar problem occurred after 9/11, when people believed they could find availability and a decent rate at the last minute. Adds Pearson, "We're getting in touch with the people who might have booked a meeting a year ago, and saying, ‘Are you thinking about doing this meeting again? Because if you are, I recommend you start the process now and strike while the iron is hot. We can negotiate some great rates.' We're trying to be proactive in that respect."

Toning it down Clearly, lessons have been learned from the media backlash that occurred a year ago. Companies in these segments must get back to meeting, but they're doing so quietly and practically. "We heard that people were being a little more conservative, trying to be a little more low-key," reports FICP's Jan Hennessey. "People are being more cautious about luxury; they tend to be more prudent. ‘Low-key' seems to be the term. And we're not saying ‘under the radar,' necessarily, but not overly lavish. It's not the time for that, and I wonder if that will ever come back. This is the new normal."

For this market segment and others, a number of trends have emerged that define the low-key approach:

Stay on the continent. Despite the international intentions revealed by FICP members, many companies are booking closer to home. "Most are staying in North America," says Mahon of her customers. "I certainly have booked some Europe, but nowhere near what I historically have." Mahon also has booked a large number of Mexico meetings in the last quarter, primarily among customers who have traveled farther in the past.

Downsize.
"Meetings that were for 1,000 people are now for 500 people, with simulcasts and webcasts added to extend the reach," says Hennessey. "That is common and widespread right now. And if the meeting is successful at this size and with those components, then it is unlikely that it will ever go back to being a larger event."

Keep it quiet.
"I've never signed more confidentiality agreements than I have in the past few months," says Fairmont's Mahon. Meetings are being carried out with greater discretion and less publicity than ever before. According to Pam Ferguson of Ritz-Carlton, that's just a necessary fact of doing business now. "More than ever, we're being extremely cautious about our pledge of confidentiality for  our clients' programs," she says, "to the point where if I'm in an airport on my cell phone, I will not say the name of an insurance company that I might be talking to my office about."

Choose words carefully.
"Just what you call the event is important," advises Hennessey. "It's a ‘program' or a ‘conference'. The word incentive is not used as much. And luxury is a word that people are very careful about using."

Go to town. Urban destinations, particularly in secondary cities, raise fewer eyebrows than resort locations. "I've never seen our city hotels so actively involved in the insurance market as they are now," says Ritz-Carlton's Ferguson. "Even some of the incentive programs have gone to city as opposed to resort locations."

Streamline. Attendees are coming home from meetings and events with fewer goodies. "People are cutting giveaways, turndown gifts, things like that," says Hennessey. She adds, "Once that kind of thing gets cut, it's not so likely that it's going to come back. When a trend like this takes hold, then if you're out of line with what others are doing, it will get noticed."

Give back to the community. Companies are diverting attention from the luxurious aspect of a rewards or incentive trip by doing the right thing while at the destination. "When we can, we definitely tie a social responsibility factor into it," says Ferguson. "We have a community assistance program that we can tie into a charitable activity, and we're finding that more and more companies are incorporating that into their agenda."


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